Active Duty Servicemembers
Plan for milestone transitions, maximize your military benefits, and build a financial foundation that survives the move to civilian life.
Plan My Military TransitionExclusively for military families, veterans & their spouses
Financial Clarity for the Next Chapter of Your Life.
Personalized fiduciary guidance built specifically for military benefits, pensions, and legacy planning.
- Fee-only fiduciary — legally required to put your interests first
- Exclusively serve the military community
- Personal Relationship Manager who knows your name
$750M+Assets Under Management
300+Military Families Supported
800+Accounts Actively Managed
A Solid Team of Veterans, Military Spouses, and Credentialed Financial Professionals
Guidance Built for Every Stage of Military Life
Your financial decisions evolve as your service does.
Our planning is built around where you are today — and where you're headed next.
Veterans & Retirees
Maximize your TSP, pension, disability benefits, and Social Security with a strategy built exclusively around your military situation.
Maximize My BenefitsMilitary Spouses
Compassionate fiduciary guidance to help you maintain financial independence, manage your legacy, and navigate benefits with confidence.
Get Personalized GuidanceWhy AAFMAA Wealth Management & Trust
Fiduciary Wealth Management for Military Families
Chart your course. Build your wealth. Preserve your legacy. You deserve fiduciary care — designed around your risk tolerance, timeline, and your family's long-term financial security.
01
True Fiduciary Standard
Legally bound to act in your best interest — always. No commissions, no proprietary products, ever.
02
Military-Focused Expertise
We serve only the military community. Many of our team are Veterans or Military spouses themselves.
03
Dedicated Relationship Manager
You will always speak with a personal Relationship Manager who knows your name and your plan.
Comprehensive Services for Military Families
Every service we offer is designed around the unique financial realities of military life
Financial Planning & Retirement Income
Maximize your TSP, military pension, VA disability benefits, TRICARE, SBP coverage, and Social Security. We build a retirement income strategy around your specific benefits and timeline.
Explore Retirement PlanningInvestment Management
Custom investment portfolios managed with fiduciary care — designed around your risk tolerance, timeline, and your family's long-term financial security.
Explore Investment ManagementLegacy & Survivor Planning
Wills, trusts, estate planning, and beneficiary designations — structured to protect your assets and ensure your family is taken care of.
Explore Legacy PlanningOur Process
We remove uncertainty by guiding you through a consistent, step-by-step planning process.
01
Discovery Conversation
We listen. We review your assets, service history, and financial picture to understand where you are and where you want to be.
02
Custom Plan Design
We design a retirement and wealth plan tailored specifically to your military benefits, goals, and timeline.
03
Implementation
We coordinate investments, benefits optimization, and documentation with precision — no loose ends.
04
Ongoing Partnership
Your plan evolves with you. We provide continued guidance and dedicated oversight for the long term.
Member Stories
What Our Members Are Saying
★★★★★
“I have worked with your staff for almost 9 years now and each one of them have been very helpful and answered my questions in a professional manner. I have been pleased with the return on my investments during this time.”
Member, AWM&T — FloridaRetired Military Spouse · Investment Management
★★★★★
“My team has been very responsive and focused on our priorities. This year, we decided to better consolidate our investments and the AAFMAA team ensured we had the information and process necessary to make that happen. We are comfortable with our team and the financial planning strategy in place.”
Member, AWM&T — PennsylvaniaColonel · Investment Management and Financial Planning
★★★★★
“My account has been managed in accordance with my conservative guidance. From this perspective, I am satisfied with AAFMAA operations.”
Member, AWM&T — TexasColonel, Ret. · Investment Management
These testimonials were given by current clients, not paid promoters. Our clients received no compensation for their comments, which generated no material conflicts of interest with AWM&T.
Ready to Take Hold of Your Financial Future?
Request your free, no-obligation portfolio review. A dedicated Relationship Manager will call you within 1 business day.
